Requirements

• Lab and medical exams are required for insured sums greater than $150,000. Also they might be required depending on the person’s age.
• Exams can be done in your home country (if you do not live in Panama) using our medical network. Any exams done outside of Panama must be pre- approved.
• Medical and lab exams can be done in your home or hotel.
• The cost of the exams will be covered completely by the company in Panama and outside of Panama exams will be reimbursed according to the cost of exams in Panama.

Advise for People Taking Lab Exams

• The exams which require fasting means no eating or drinking for 10 to 12 hours prior to the exam.
• Do not work out the day of your exams.
• Women must make sure they are not in their menstruation or the days following it because there can be a fake positive for blood in the urine.
• Drink Cranberry juice before doing the urinalysis to clean your system.